Free Annual Credit Reports

Don't Pay for Those Credit Reports They're Free!

The Fair and Accurate Credit Transactions Act (FACT), all legal United states residents are entitled to a free copy of his or her credit report from each of the credit reporting agencies once every 12 months.

Some states permit a free copy once every 6 months. This information is available at the only government-mandated credit reporting agency-operated website.

 www.annualcreditreport.com

Or by calling the following number 1-877-322-8228, you can also receive your free copies through the mail by mailing the Annual Credit Report Request Form.

The free reports do not contain credit scores, and to safeguard against fraud and inaccurate information more than once a year, you can request your report from different agencies every 4 months. Be advised if you want your credit score it is available for purchase at the time the request is submitted.

Lastly, all 3 major credit reporting agencies usually make your information available to companies for pre-screened offers or services. You can decide not to be a part of this by opting out, just call 1-888-5-OPT-OUT (1-888-567-8688) or visiting the website at (https://www.optoutprescreen.com)

Please check out my other articles for information on 
Inquiries, creditscores,credit repair, 
My personal recommendation
Lexington Law Firm for repairing your credit.

Good Luck !!
Mike

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