Are you falling off in Debt? Stuck
in bad Credit? Undergoing much
hassle with those hard &
frequent Credit Calls? Or maybe you
are just now experiencing hard time
to secure any loans for yourself? -
Then this may be the most important
letter you'll ever read for
today...
"Discover The
Insider
Secret That
Allows You to Repair Your
Credit Score, Enjoy The Freedom
To Get Approved On
Any Loans You
Want... Even If You Have No
Credit Building Experience Or
Suffering From Deep Negative
Credit History!"
Improve Your
Credit scores by 100 to 150
points in as little as
12 Weeks... Remove
Negative Information,
Inaccuracies, and Mistakes on
Your Credit File ... Honestly,
You can Enjoy the Results and
Regain Full Confidence in Your
Ability to Secure Much Needed
Credit!...
If You Have Ever Wanted To
Know...
How To Get
Rid Of Bad
Credit?... Keep
reading the Answer
is Just
Below
Have You Been
Denied Credit?...
Find Out How to Get
the Credit Your
Deserve
How To
Achieve Better,
Higher Credit
Scores?... Easily
and
Painlessly
Imagine For a
Moment, How Much
Money You will be
Saving !...
Get Out From The
Debt As Quickly As You Wish,
Improve Your Scores in as
Little as 12
Weeks!
Then You Have Landed In The
Right
Place...
From: Michail
Fortione
Dear
Friend,
Are you
currently in debt? and...
suffer with bad credit
scores...
As you may
already know rebuilding a
credit history seems to be more
important in the modern living
style, especially since the
laws are changing.
Credit
Bureau's are moving into a
system that is making it more
and more difficult
for everyday
people to get ahead unless
we have excellent, or at most
good credit history.
Let Me
Explain...
Here
Is The Situation Many Affected
with Bad Credit
Face...
If you have
bad
credit,
you already know how difficult
it is to reestablish respect in
society.Struggling
down many roads...
I know you
have asked over in your
mind,
How can I get out of
debt? The
truth is we all have had bad
times and some of are able to
get back on our feet again
quicker than others
do.
Therefore,
you are not alone in this fight
to reestablish credit. Even
rich people have filed
bankruptcy, so do not think you
are centered out from the rest
of the world.
Repairing
your credit can be frustrating
to say the least; however, when
there are so many different
situations, rules, regulations
and rumors floating
around.
In what manner can you begin
getting back your good
name?...
Please bare with me for just a few minutes, I
was in the same depressing situation you are in
right now! I Made a Decision to Take
Action and made
an informed decision only after I had all the
facts, and wanted to end the frustration
associated with repairing my your own credit,
raising credit scores, and eliminating the
embarrassment of bad credit.
"Here's My Story"...
Here's the scenario, with a
self help credit repair
book, and a determination to
fix my own credit, it was
game ON!Late payments, public
records, foreclosure,
collections were all part
of the reports as reported by
the 3 major
bureau's, Experian...
Equifax...
TransUnion...
Then after
setting out a course of action
according to the book.
Requested my credit reports,
examined them for
errors, &
inaccuracies and
began a letter writing campaign
to dispute, correct, and
restore my credit score to
respectability.
"Here is What is
Entailed Attempting to Repair
Your Own Credit
File"...
Writing
letters, making copies,
tracking mailings, negotiating
with the original creditors,
this was all very time
intensive. Confident I was on
track to get my credit
repaired, the right
way.
First Returned
Letter...
Mr.
Fortione;
We
have received your dispute letter
and are conducting a thorough
investigation, the results will be
available shortly.
This
was one of the stall tactics, used
by the credit bureau's. Well soon
after another letter arrived. It
was more depressing than the
previous one.
Look at What
Happened !
Letters from the
credit bureau were almost identical
for each item disputed "
VERIFIED AS
ACCURATE"...
Has
This Happened to
You?...
Results were unimpressive; only
1 negative item was removed in a
4-month period. Only to discover
the big 3 credit reporting agencies
really don't take the little guy
seriously enough.
While the Fair Credit Reporting
Act & the Federal Trade
Commission ensure the rights of
consumers to dispute negative
items on their credit
report.
Many that fight for their Fair
Credit Rights end in
Frustration and
Despair!...
But That's
Just Part of My
Story
Just
take
a
quick
look
at
the
actual
work
involved
in
repairing
your
own
credit...
Yup!
I
said
WORK!
That
four
letter
work
so
many
dread,
the
reason
being
toiling
for
something
that
doesn't
pay
better
than
expected
returns
"JustPlain
Stinks"
Example of a
Month's Activities
in Restoring Your
Credit (for a
couple)
Activity
Hours
Required
Monitored calendar
daily to check
deadline of each of
six credit bureau
correspondences
2
hours
Drafted six new
original credit
bureau query
challenges
4
hours
Visited post office
six times to mail
correspondences by
Certified
Mail/Return Receipt
Req.
2
hours
Carefully analyzed
and marked six
credit reports to
find
negatives/deletions/
positive
changes
3
hours
Drafted 4 tardy
credit bureau
response follow-up
letters
2
hours
Visited post office
4 times to mail
follow'up letters
by Certified
Mail/Return Receipt
Req.
2
hours
Responded to 2
credit bureau stall
letters by
providing further
information/
challenging time
loss
2
hours
Visited post office
2 times to mail
stall responses by
Certified
Mail/Return Receipt
Req.
1
hour
Responded to 2
"frivolous or
irrelevant" credit
bureau rejection of
dispute
letters
2
hours
Visited post office
2 times to mail
"frivolous or
irrelevant" claim
Certified
Mail/Return Receipt
Req.
1
hour
Requisitioned six
new credit reports
at $8.00 each
through local
credit
bureau
2
hours
Contacted ten
creditors and made
creditor-direct
challenges
8
hours
Drafted 20 letters
to creditors (one
per spouse) to
challenge and
demand further
documentation
4
hours
Visited post office
once to mail
letters to
creditors Certified
Mail/Return Receipt
Req.
2
hours
Contacted ten
creditors by
telephone to
negotiate deletion
of negative
listing
4
hours
Carefully analyzed
ten responses from
creditors with
billing histories
and promissory
agreements
5
hours
Contacted six
state, federal, and
licensing
organizations to
locate addresses
and forms for
complaints
2
hours
Prepared complaints
to six state,
federal, and
licensing
organizations
3
hours
Visited post office
to mail complaints
Certified
Mail/Return Receipt
Req.
.5
hours
Total hours per
month (first
month)
51.5
hours
This chart shows liberal
estimates of time required to
repair your own credit. If you
are a single person working on
his/her credit alone, you can
subtract 25% from the total
time required. This time
investment will continue on a
monthly basis, gradually
shrinking as creditors agree to
delete their listings. On the
average, you can expect the
process to take between twelve
to eighteen months, unless you
have very little negative
credit (meaning, one negative
item per
report.)
AllHope Was Lost or Was
It...
My adventures do end with a very
surprising discovery!
Hope was alive after
All! A friend
revealed his Secret Weapon for
Credit Repair ...
I was very skeptical about an
Internet Credit Repair
Service...
but there was a Ray of Hope!
There's a Lot
More to This Lesson as You Will
Soon See
!...
Consider This
Point!
The difference in 1 percent interest rate
on a 30 year mortgage for 200,000
5% = $1073.64
6% = $1199.10
Difference of $125.46 per month
Now multiply by 12 months
$1505.52
YOU will save $1505.52 per year on your
mortgage, and the more money you save the
more value you receive
Now Do This on ALL Your
Accounts
Here's What I'm Talking
About...
What if I told you this consumer advocate
for Fair Credit Rights
could make all you credit worries a thing of the
past...
What if I told you your credit score would increase
in about 2 to 3 months by maybe 100 to 150
points...
What if you could regain your self respect
and leave the worrying to someone
else...
I'm
Sure I Have Your Attention
NOW!
Discover a Proven Consumer Advocate,
That Will Protect Your Rights
Feel Comfortable about your Credit Score, and
your financial health
How you can Achieve Higher Scores,
Quickly, and Legally
Uncover the Secret Weapon Millions have Used
Already! So, Get on Board...
That Proven,
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Let's See What They Have Done for
Others, and You Can Be One Of
Them!
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Worry About Your Credit
Enjoy the Many benefits that Come with
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Only Few Enjoy
Quickly Boost Your Credit Scores and Become the
Envy of Family and Friends
Consumer Advocacy Law Firm, That Will
Fight For Your Consumer Rights
660,879+ negative items removed in 2008
179,982 Items Removed 3rd Quarter of
2008
18 Years of Experience Trusted Law Firm with
Over 1/2 Million Clients
BBB Accredited Business
Free Credit Evaluation Easily Done by
Phone or Email
Personal Credit Associate Assigned to
YOU!
Let Me
Break This Down For
You...
You may be wondering why the
recommendation for
Lexington Law
Firm. Well,
honestly I am once again a
client, as the financial
meltdown has taken its toll on
my business, cash flow, and
obviously my credit score.
So, in building this website to
offer some insight to anyone who is
in the same current
economic mess in
which is currently
affecting millions of
Americans.
Let
me explain,
bad credit sometimes happens to
good people, every consumer cannot
have 800 credit scores.
The banks wouldn't make any
money. The game is to keep good
hard working people, "Like You in
the Sub-Prime Credit
Bracket"
But Listen, you can make all the
worry, anxiety, and
frustration! along with
the pain and embarrassment of bad
credit... " A FLEETING
MEMORY"
The amazing secret solution
to relieve all the emotions of good
people suffering from bad credit
scores is why "Lexington Law Firm"
is personally recommended by yours
truly.
"Can They ActuallyRepairEvenMyBadCreditFile..?"
YES! Think of
Lexington Law as a Hired
Hitman to take out
the credit bureau's utilizing all
the legal rights to which you are
entitled.
The bellwether in the Credit Repair
industry "Lexington Law
Firm" is the foremost
consumer
advocate that
will fight for
Your Rights! And Repair Your
Credit!
You Think I'm
Lying Don't You?
"Take a
look at these testimonials, click here there are 100's more on the
website"!
“I would like to first thank you, and Lexington
Law for the marvelous work in getting my credit
reports back to
respectability. I am more than
pleased with the results, I had tried
this on my own to no avail. I have told several
friends about your service, but its up to them.
Please feel free to use this for advertising,
customer satisfaction, or as a
testimonial.”
— M.O., Lexington client*
(Your results may vary)
“Lexington Law Firm is the first
credit repair team that has made any changes to
my credit report, and I’ve only
been with you for 1 month. I
lost a lot of money in the past 6 months
dealing with fraud credit repair companies.
It’s funny because I used to get emails from
you all but it sounded to good to be true.
After other companies
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Lexington a try and I finally made the right
decision.”
— A.B., Lexington client*
(Your results may vary)
“Thank you for your service. I have had great
results from the work you have done on my
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repair company, but after some research I
decided to give Lexington a try. The
results have been better than
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deleted from my credit report and more
importantly my FICO® score has dramatically
improved. I was recently approved for
'best rate' financing on a new
car and a home construction loan. Thanks.”
B.K., Lexington client*
(Your results may vary)
Ok, let's get down to
business...
You're probably skeptical right?
Well I don't blame you one
bit...
After all, I haven't given you any
clues as to how this will work for
you just yet... not to mention you
don't even know me.
Let me explain in a little
better detail...
Here's My
Objective...
Quite frankly, I'll reveal why most
people fail to do anything about
bad credit scores and how YOU can
quickly sidestep their big
mistake... And stay on the
road to rebuilding and repairing
your credit files.
After being denied by credit
bureau's time and time again,
most people just take it as
" Oh Well !They Must Be
Right ".
This leads to a great deal
of pain and
frustration to work
out this whole credit repair thing,
and I don't want to see good people
go through the same situation I had
to endure.
...and believe me you will
experience it, if you
don't have a proven plan to
follow.
If you do things wrong, like I did,
how long negative credit history
affects you will depend on how much
time you have to wait!
Negative credit accounts remain on
file for "7
YEARS"!
Look, I've already told you
what I
discovered...
...but I will say that when the
plan is put into place, everything else will
become as easy as falling off a
bike...
Take a look at Lexington Law Firm
"Click on the Banner Below"...
Here's What You
Get From
Me...
While Lexington Law Firm Works
on Your Credit File...
Here are Some Helpful Tools You
Get when You Sign Up for My
Monthly
Newsletter
To Ensure You're Successful
Right Through To the
End...
101 Powerful Tips for Legally
Improving Your Credit Score...
Jam packed with 56 pages of
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solutions to further improve
your credit scores.
My secret formula for easy to
use system to reduce your debt
which will skyrocket your
credit scores even more
Forms, templates, and
strategies on how to quickly
and comfortably set up a
realistic budget... and follow
it
A time
tested and proven step-by-step
plan for negotiating with
credit companies to get them to
lower your interest rates
Important
information on how to maintain
your credit scores once they
have reached the ultimate
levels
Informative how to articles,
personal recommendations,
strategies, and secrets for
keeping you up to date
regarding any BS now being
planned by the Credit
Agencies
The Credit Agencies bottom line
is...
"How are They
Going to Make More Money From
You"
On the other hand...
"If You do
NOTHING...NOTHING
Changes"...
Join
mymonthly
newsletter with tips, articles, and credit
repair news,
also follow along as"I document my personal credit repair
progress".
Here's the bottom line...
"Get out of your Comfort
Zone", put an end to the fear and anxiety
associated with your current credit situation. Join my monthly
newsletter, and you can begin to take action to rebuild your
credit scores. ( These bonuses are my gift, and
not associated with Lexington Law Firm)
Bonus #1:
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Available in PDF Format
Simple Refund
Policy...
The refund policy is
straightforward and simple: If
Lexington Law Firm fails to provide
the agreed upon services to you ( as
outlined by the selected service
level) for any given month, you will
not be billed for that month, or you
will be issued a refund of your fees
for that month.
In Today's Economic Financial Turmoil... You
Need to Ensure You Will Be able to
Survive...
Listen carefully, I need you to pay
attention to this ...
Credit drives
everything in our
economy. Shake off the " If I leave
it Alone It Will Go Away Syndrome",
frankly speaking "IT
WON"T"
Lexington Law Firm offers
affordable plans to suit most any
budget...
You Really Can't Afford Not To
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Yes
Michail, I Just Have To
Have This Incredible Service! Count
Me In Right
Now!
Reclaim Your Life...
Enjoy The Benefits of Solid
Credit Scores... Don't Delay
Act Now!
One last thing...
Please!
Please! be
very aware of rip-offs, con
artists posing as credit
repair specialists &
credit counselors...
Lexington Law firm's record
speaks for itself, so if
you want to enjoy the ease
and comfort of a reliable
company to deal with the
credit bureau's there is
only one choice... The True
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Lexington Law
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Click
Here To Take A
Look and Then Make an
Informed, Practical
Decision
I Am Being Completely Serious
Here...
So Pay
Attention...
The difference of 1% on a
$200,000 mortgage
is:
$125.46
per month
Now this may not be a breakthrough
in scientific calculations,
but $125 bucks... is
$125 bucks a month in your
pocket.
So Really... You Have
Nothing To Lose and Everything To
Gain...
One more thing, I don't want to
beat a dead horse, but as I said
before
" If
You Change Nothing... Nothing
Changes"!
To Your Success, Michail Fortione
P.S. When you
Join my monthly newsletter you will
receive all the
Free
Bonuses... Valued at over
$150 Dollars
P.P.S. The
refund
policy is issued
by Lexington Law Firm, you have
everything to gain, and if
that's not enough I want you to
keep the free
bonuses just for
visiting my site. So there you
have it, Legal Law firm
working for You,
bonuses to keep whatever your
decision. So What Are
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For???
EVERY EFFORT HAS
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AND IT'S POTENTIAL. , THERE IS NO GUARANTEE
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POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON
USING OUR PRODUCT, IDEAS AND
TECHNIQUES. ANY CLAIMS
MADE OF ACTUAL RESULTS OR EXAMPLES OF ACTUAL
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LEVEL OF SUCCESS IN ATTAINING THE RESULTS
CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME
YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES
MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS
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